Are you planning to travel to the states? If so, then you're probably aware that you have to plan a whole lot of things from what hotel to stay in, what places to visit, and what kind of activities to do. One of the most disregarded aspects of traveling is currency exchange. Travel money USA dollars can be exchanged for almost anywhere, but the challenge is in getting a good rate.
What Options Are Available?
The most well-known way of exchanging currencies is getting it done in the airport. While exchanging currencies in the airport is convenient, you should only resort to it if it's an emergency. The rates at the airport are very high and can take anywhere from 10-20% of the money you're exchanging.
Another way to get your currency exchanged is going to the High Streets. Although, this can be a lot cheaper than the airport, the rates always fluctuate so you will have to get your money exchanged at the right time. If you can plan beforehand this is something to look into.
The last method is to simply carry cash with you. While carrying cash is convenient, many people feel uneasy carrying their whole traveling budget along with them. While rare, you may lose your wallet or have your baggage stolen in the worst case scenario.
Are There Any Better Alternatives?
The answer is an absolute yes. A great alternative is to buy currency cards. With these cards, you can buy travel money USA dollars at much better rates rates. This is a relatively new way to pay for your travels and many travelers are not familiar with how prepaid currency cards work.
All you have to do is load up your currency card with the amount of money you want to spend for your trip to the US. The currency card is used as a regular credit card but this card is not linked to your bank account in any way. So if you lose it, you won't have to worry about identity theft or unauthorized withdrawal from your accounts.
Prepaid currency cards are also very safe to use. If you lose the card, you can simply call the company and request your balance to be transferred to a new card. This way, nobody will be able to use the remaining balance on your old card.
Prepaid Currency Cards Help You Stick to a Budget
Many people find themselves overspending on their trip. By loading up your currency card with a set amount of money, it will be easier to stick to your budget. But what if you need money for an emergency? No problem, you can simply call the company and transfer money into the account. The company will update your balance within a couple of hours.
In conclusion, prepaid currency cards are the way to go if you're looking for travel money USA dollars. These cards are convenient, easy to use, and safe. Next time you plan your trip, look to use prepaid cards to pay for all your expenses.
Monday 07 June 2010, 10:25am
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