The FairFX Currency Card
As recommended on Simon Calder's Independent Travel Podcast.
Free first card order
Free replacement card for the first replacement, £6 for subsequent ones
Free card renewal
Free monthly management fee
Free in one of the 20 supported currencies
2.25% fee applied for any other currency
Over the counter cash withdrawals cost a £2.00 flat rate + 3.75% of the transaction amount
Point of sale, free when in one of 20 currencies
£1.00 fee for UK and International ATM withdrawals
£5.00 GBP to GBP transfer fee (refund fee)
Free card load fees
£0 international payment fees